What is a Half-time/Full-time bet in football? (+ How it works)

Betting Education5 min read
H
Henry Thomas

What is a Half-time/Full-time bet?

A half-time/full-time (HT/FT) bet is a football bet where you predict who will be winning at half-time and who will win the match at full-time. You must get both parts right to win. Because you are predicting two outcomes, the odds are usually higher than a normal match-winner bet.

Half-time/full-time definition graphic

How a Half-time/Full-time bet works

HT/FT betting uses the same three standard 1X2 outcomes:

  • 1 = Home win
  • X = Draw
  • 2 = Away win

You predict one outcome for half-time and one for full-time. This creates nine possible combinations:

HT/FT Combination

Code

Meaning

Home / Home

1 / 1

Home team leads at HT & wins at FT

Home / Draw

1 / X

Home team leads at HT, match is a draw at FT

Home / Away

1 / 2

Home team leads at HT, Away team wins at FT

Draw / Home

X / 1

Draw at HT, Home team wins at FT

Draw / Draw

X / X

Draw at both HT and FT

Draw / Away

X / 2

Draw at HT, Away team wins at FT

Away / Home

2 / 1

Away team leads at HT, Home team wins at FT

Away / Draw

2 / X

Away team leads at HT, match is a draw at FT

Away / Away

2 / 2

Away team leads at HT & wins at FT

Practical example

Consider a Premier League match between Arsenal and Brighton. Below are sample Half-time/Full-time (HT/FT) odds:

Halftime and fulltime bet slip
  • 1 / 1 → 2.40 (decimal), +140 (American)
  • X / 1 → 4.20 (decimal), +320 (American)
  • 1 / X → 17.00 (decimal), +1,600 (American)
  • 1 / 2 → 34.00 (decimal), +3,300 (American)
  • X / X → 6.00 (decimal), +500 (American)
  • 2 / 2 → 11.00 (decimal), +1,000 (American)

If you choose X / 1, you are predicting a draw at half-time followed by an Arsenal win at full-time.

If the match finishes:

  • HT: 0–0 (X)
  • FT: 2–1 Arsenal (1)

Your bet wins at 4.20 (decimal). If either the half-time result or full-time result had differed from your chosen combination, the bet would have been counted as a loss.

Payout example

Using the X / 1 selection from the scenario above, the return is based on both parts of the prediction being correct. At odds of 4.20, a £10 stake would generate a £42 total return, which includes £32 profit.

HT/FT bets generally offer higher payouts than standard match winner bets because you are predicting two outcomes at once: the half-time result and the full-time result. The combined requirement makes it more difficult to win, so bookmakers compensate with higher odds to reflect the increased risk.

Half-time/Full-time variations and alternatives

HT/FT bets are one way to combine predictions for a match, but there are other types of bets that focus on specific parts of the game or different outcomes. 

Bettors can also consider the following options:

Bet Type

Description

Typical Odds

Half-time result only

Predict only the outcome at half-time

Lower than HT/FT

Full-time result only

Predict only the final outcome

Standard match odds

Double Chance

Covers two outcomes (e.g., Home/Draw)

Lower, higher chance of winning

Win both halves

Predict the same team will lead at HT and win at FT

Higher than standard match odds

Correct Score

Predict the exact full-time score

Higher, riskier odds

Strategies for Half-time/Full-time betting

  • Analyse first-half trends: Review teams’ scoring patterns and defensive performance in the opening 45 minutes.
  • Consider full-time form: Examine overall match outcomes, including wins, draws, and losses over recent games.
  • Home and away impact: Assess how teams perform at home versus away, as it can influence both half-time and full-time results.
  • Compare odds across bookmakers: Identify value by checking HT/FT odds from multiple bookmakers.
  • Use historical head-to-head data: Review previous encounters between the teams to spot recurring patterns in half-time and full-time results.

Conclusion

The half-time/full-time bet is a popular and engaging market that offers higher rewards by challenging you to predict the match's narrative across both halves. 

While it requires more foresight than a simple win-draw-win bet, its potential for value makes it an attractive option for punters who study team patterns. By understanding the risks and strategies involved, you can add a dynamic and potentially profitable layer to your football betting.

Frequently asked questions (FAQs)

Can Half-time/Full-time bets be placed during live matches?

Yes, many bookmakers allow in-play HT/FT betting. Odds can fluctuate rapidly based on first-half events, so timing your bet is crucial to securing value.

What happens if a match is abandoned or postponed?

If a game is abandoned before half-time or not completed, HT/FT bets are usually voided and stakes are returned. Rules can vary slightly between bookmakers, so it’s worth checking their terms.

How do Half-time/Full-time bets differ from Double Chance bets?

Double Chance covers two potential outcomes for one stage of the match, usually full-time. HT/FT bets, by contrast, require correctly predicting two outcomes across both half-time and full-time.

Do all football leagues offer Half-time/Full-time betting?

Most major leagues, including the Premier League, La Liga, and Bundesliga, offer HT/FT markets. However, availability can vary depending on the bookmaker and the country in which you are placing the bet.

Can Half-time/Full-time bets be combined with other markets?

Yes, some bettors combine HT/FT predictions with other markets, such as total goals or both teams to score, to create more complex accumulators or system bets and potentially increase returns.

Can I cash out a Half-time/Full-time bet?

Many bookmakers offer a cash-out option for HT/FT bets. The value will change dynamically based on the live match situation and the likelihood of your prediction being correct.

Does extra time or penalties count in Half-time/Full-time bets?

No. HT/FT bets are settled on the standard 90-minute result only. Any goals scored during extra time or penalty shootouts do not count for this market.

This article is for informational and educational purposes only. It does not constitute financial or gambling advice. Always gamble responsibly.

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